Full-Time Associates

Full-Time Associate Open Enrollment is October 28 – November 13, 2026.

Full-Time Associate Open Enrollment is October 28 – November 13, 2026.

Full-Time Associates

Review your benefits below and click for more details.

Hospital Indemnity

Ross-dd’s Voluntary Benefits Program

This video provides a detailed look at the benefits available to you during the Full-Time Associate Open Enrollment.

Ross-dd’s Voluntary Benefits Program

This video provides a detailed look at the benefits available to you during the Full-Time Associate Open Enrollment.

Group Accident Insurance
- Provides an added financial cushion for covered accident expenses
- Gives a lump-sum benefit payment directly to you (unless otherwise assigned)
- Works as a complement to any other insurance
Learn More
Group Critical Illness Insurance
- Provides financial support when you’re diagnosed with a covered critical illness
- Pays a cash benefit directly to you (unless otherwise assigned)
- Use the cash however you’d like
Learn More
Group Hospital Indemnity Insurance
- Provides a benefit payment when you have a covered hospital stay
- Use this benefit any way you choose
- Pays a daily cash benefit directly to you (unless otherwise assigned)
Learn More
Legal Insurance
- Legal advice and document preparation
- Nationwide network of attorneys
- No copays or deductibles
Learn More
Auto Insurance
- Makes it easy to compare auto insurance quotes from multiple top insurance providers
- Lets you quickly switch carriers if you find savings
- Helps you customize coverage options
Learn More
Home & Renters Insurance
- Allows you to compare multiple home insurance quotes with your current premium
- Makes it easy to switch carriers if you find savings
- Quotes coverage for houses, condos, renters, and more
Learn More
Home Disaster Insurance
- Gives a cash benefit if you are impacted by a natural disaster
- File claims quickly and easily
- Receive your payment within just a few days
Learn More
DriveClub Auto Savings
- Roadside assistance
- Cash back on gas and discounts on maintenance
- Extra protection for auto breakdown and mishaps
Learn More
PerkSpot Savings Hub
- Exclusive discounts from your favorite brands
- No membership fee to access
- Enjoy over 30,000 national and local offers
Learn More
Identity & Cyber Protection
- Comprehensive identity and credit monitoring
- Coverage for everyone under your roof/wallet — no matter their age
- 24/7 fraud alerts and recovery assistance
Learn More
Associate Purchase Program
- Gives you access to thousands of name-brand products online
- Enjoy your purchase now while you pay over time
- Manageable, fixed payments right from your paycheck
Learn More
Pet Insurance
- Pays you cash back for eligible vet bills
- Use any vet in the United States
- Coverage for illness, accidents, and more
Learn More

Program Advantages

See Your SAVINGS

Enjoy FLEXIBLE BENEFITS

Benefit From PORTABLE COVERAGE